FLCBank offers a variety of deposit products.

From basic savings accounts to 货币市场 accounts, CDs and IRAs; we offer a solution for your savings or investment need. Not all accounts, products, and investments are covered by 联邦存款保险公司 insurance. Find out what is—and is not—covered at 联邦存款保险公司.政府.

For more details on our products, 正规买球APP下载 today, and one of our team members will be in touch with you.

Rates below are effective as of April 30, 2024

APY is the 年度百分比 Yield for the account. 点击这里 to see 个人 and 皇冠正版APP下载 Account Service 费用.

皇冠正版APP下载帐户

帐户名称利率年度百分比
收益率(年)1
期初余额
要求
Average Daily Balance
要求
皇冠正版APP下载检查 NA NA $1,000 $1,000
现在检查 0.10% 0.10%的年 $1,000 $2,500
皇冠正版APP下载储蓄 0.10% 0.10%的年 $1,000 $2,500
非营利组织检查 0.25% 0.25%的年 $2,500 $10,000
IOTA - $0 to $100,000 3.40% 3.46%的年 NA NA
IOTA - Over $100,000 3.41% 3.47%的年 NA NA
分析检查 Earnings Credit Rate Earnings Credit Rate $1,000 NA
ECR: 0.50% (April 30, 2024) To offset service charges on Analysis accounts.

个人账户

期初余额
要求
利率年度百分比
收益率(年)1
Average Daily Balance
要求
检查 $100 NA NA $1000*
资本检查 $1000 0.15% 0.15%的年 $2,500
储蓄 $100 0.10% 0.10%的年 $1000*
小 & 爱尔兰共和军的储蓄 $100 0.10% 0.10%的年 NA
*$1,000 minimum balance or direct deposit to avoid service charge

货币市场 Accounts (个人 and 皇冠正版APP下载)

Minimum opening balance required
个人: $2,000 | 皇冠正版APP下载: $10,000

账户层利率年度百分比
收益率(年)1
$200,000或以上 1.98% 2.00%
$100,000 - $199,999 0.35% 0.35%
$50,000 - $99,999.99 0.20% 0.20%
$10,000-$49,999.99 0.20% 0.20%
1万美元以下 0.10% 0.10%

Certificate of Deposit & 爱尔兰共和军(个人 & 皇冠正版APP下载)

Minimum opening balance required
个人: $2,000 | 皇冠正版APP下载: $10,000

利率年度百分比
收益率(年)1
九个月 0.35% 0.35%
1年 0.35% 0.35%
18个月 0.35% 0.35%
2年 0.35% 0.35%
3年 0.45% 0.45%
四年 0.55% 0.55%
5年 0.65% 0.65%

1APY is the 年度百分比 Yield. 年度百分比 Yield is accurate as of date listed above.
2Interest is calculated and compounded daily on the balance in the account and credited to the account monthly. Account balance range required for each tier determines the interest rate used for calculations. If the required minimum average daily balance falls below $100,000, the interest rate will decrease to the current rate of the 皇冠正版APP下载 Now 检查 account
Rates are variable and subject to change with market conditions and at any time at the sole discretion of Florida Capital Bank. Service charges/fees may reduce earnings. Minimum balance to obtain stated interest rates/APYs are listed above. 货币市场 & 储蓄账户 transaction activity is limited to six withdrawals per month. CD rates (including IRA CDs) are fixed for the given term. A penalty may be imposed for early withdrawal . All accounts are subject to approval. Other fees may apply. Refer to our current Schedule of Account 费用 provided at account opening or available upon request. Programs, rates and terms and conditions are subject to change at any time without notice. Banking products are provided by Florida Capital Bank, N.A. 联邦存款保险公司会员.